From local franchises to foreign franchises, they are beginning to color business development in this country. This is due to the high public interest in trying business opportunities.

The presence of a franchise business is much sought after by people who do not have experience and skills in doing business.

You could even say that the franchise business is the answer for people who are still having trouble starting a business, because this business makes it easy for franchisees to run a business.

Of the various types of franchise businesses that exist today, it turns out that food franchises are the most popular business opportunity for the public.

Choosing a Food Franchise Business Opportunity

Food franchises are the most chosen because the business prospects are very good. Besides that, there are also more food franchise consumers compared to other franchise businesses.

Choose your Consumers

The target market for the food franchise business is the general public. Starting from food franchises that offer menus at affordable prices, to businesses that offer menus at quite expensive prices, their customers are always selling well.

The average public is more confident with products that have brands, including food products offered with franchise brands.

information related to franchise business

Currently, hundreds of food franchise businesses can be used as business opportunities. Various kinds of food menus are offered with a partnership or franchise system, with various investment costs.

Starting from 1 thousand  dollars, the amount of investment costs depends on the level of popularity of the brand offered and the size of the business prospects owned by a business. The more famous the brand of a product, the more expensive the investment costs it offers.

In running a food franchise business, a franchisee is only required to find a strategic location. Then the franchisor will conduct a feasibility survey of the business location, if it is in accordance with company standards.

Then the partnership can be carried out, with an agreement on investment costs from both parties. Furthermore, business equipment that has been equipped with a product brand, and raw materials used for production are borne by the partnership organizers.

The advantages of a food franchise business

The food franchise business has very bright business prospects, because the longer the search for a food business with a partnership system is increasing.

Apart from that, currently there are many business people who offer a partnership system, so that beginners find it easy to choose the food franchise business opportunity they want. Because of the wide variety of food menus, most of them have been used as franchise businesses.

Even more profitable, the franchisee will be given training before running the franchise business. So for beginners who don't have expertise in running a food business, there's no need to worry because you will be given training and business assistance during the time agreed in the agreement.

Disadvantages of franchise business

There are many choices of food franchises that are currently circulating, making us need to be a little observant in choosing business opportunities.

Because not all franchise businesses have good prospects. Therefore, before taking on a partnership business, you should first study all the information and agreements that are offered, so that you are not disadvantaged.

Besides that, there are many food business franchisors scattered in various locations, making business competition increasingly fierce. Because they compete with the same product quality, choosing a strategic business location is one of the strategies to be able to win in business competition.

Food franchise marketing strategy

Marketing a franchise business is somewhat easier when compared to marketing a business whose brand is not well known to the public. Food franchises whose brands are well known in the community, and the marketing is not too complicated.

Choosing a strategic business location is one way to market a food franchise business. Usually the locations that are widely used by franchisors include schools, markets, hospitals, canteens, mini markets, shopping centers and children's play areas.

Besides that, the use of carts with bright colors, accompanied by banners that read the product brands and menus served, is also a special attraction for consumers. So that people who pass through these locations are interested in stopping by and buying the products offered.

Key to success in Food Franchise Business

franchise business The key to the success of a food franchise business is choosing a strategic business location. With a strategic location, the opportunity for consumer visits is also getting bigger.

 Furthermore, pay attention to the franchise business that you will participate in, don't choose a franchise business whose prospects are not good. Because it will only harm your party, besides that, also pay attention to the cooperation contract that is offered to you.

Because there are several franchisors who charge quite high royalty fees, their business prospects are not very good. Therefore, your foresight in choosing a franchise business will determine the success of your business.

For those of you who are looking for a food franchise business opportunity, here we provide an overview of the economic analysis of one of the food franchise businesses currently offered on the market. Hopefully useful and greetings of success.

Bread Selling Business Opportunities with Small Capital

The idea of selling bread is a culinary business idea that is quite promising. Because, in addition to the very large number of raw materials, people's interest in this food is also continuously increasing.

This can be seen from the many variations of bread that continue to emerge and become a favorite of many people.

So, for those of you who are interested in starting a business selling bread, then you can first listen to the opportunities, capital and tips for selling bread below.

Bread Selling Business Opportunities

As we all know that bread is a food substitute for bread that is in great demand. Bread can be consumed at breakfast, as a friend for coffee, or as a solution to prop up the stomach before lunch time arrives. For those of you who don't like to eat rice at night, you can also choose bread.

As a snack, bread is a food that can be consumed by all ages, from children to the elderly. In addition, food made from flour is also needed in various events, from seminars, recitations, social gatherings, to weddings.

The number of people's interest and needs for this bread shows that the opportunities in running this business can still grow bigger. For that, don't be surprised if many people try to run a business selling bread.

Bread Sales Business Analysis

For those of you who like to make bread and are interested in earning income from your expertise, then starting a home bakery business is one of the solutions.

Without having to spend large capital, you can start your business from the kitchen at home. What's more, in an era that has developed rapidly like today, you no longer need to rent a shop to display your wares. All costs for selling offline can be reduced by selling online.

If your bakery business is running smoothly and getting a good market response, you can consider opening a physical store or a larger store.

Tips for Starting a Bakery Business

For those of you who are interested in starting to sell bread, here are some tips you can do to be successful.

1. Determine the bakery products you want to sell

Before running a bakery selling business, you must first determine the bakery products you want to sell. In this case, you can carry out survey activities on the various breads sold in the market and people's tastes. 

If you don't want to be the same as your competitors, then you can choose products that focus more on certain ingredients or types of bread according to your expertise.

2. Take Advantage of Your Home Kitchen First

To start with, you can use your home kitchen first in producing bread. So, you can save more on rental costs and transportation costs. However, you must ensure the cleanliness of the kitchen, because this is very important and you must pay attention to it.

3. Provide Sample or Tester

Before starting to market bread, it never hurts to give tester products to those closest to you, such as friends, family or neighbors.

Besides being able to get input, this method will also get you free word of mouth marketing. If your bread is attractive, delicious, and of good quality, then they will be happy to promote your product to their relatives.

4. Pay attention to marketing strategies

Marketing strategy has a big role in the success of your bakery business. For starters, you can implement an online marketing strategy by creating a website or social media.

Make an interesting concept and display beautiful cake photos so that potential buyers want to buy your bread.

5. Do Innovation

To run a bakery selling business, deliciousness is not the only important thing. Besides taste, innovation is another important thing that will have an impact on the development and success of your business.

With the presence of innovation, your product will have its own selling point that will differentiate it from other products. For that, try to make various new innovations that have never been made by business competitors.

Wise Tips! 7 Ways to Use a Credit Card Properly and Correctly

Improper use of credit cards will have several negative effects on our financial condition. Credit cards do offer a variety of interesting programs in shopping or meeting our daily needs.

However, if you do not have mature financial planning and cannot control consumptive behavior, then using a credit card will further add to your debt burden.

The following is our wise advice regarding the use of credit cards: 

7 Ways to Use Credit Cards Wisely

1. Choose a Credit Card According to Needs and Capabilities

The first way to use a credit card wisely is to choose a credit card that suits your needs. Banks offer a wide selection of credit card types that you can use according to your abilities and needs. 

f you feel that owning a credit card is more for shopping for daily needs, then choose a credit card that works a lot with merchants providing daily needs or supermarkets.

If you use a credit card more for traveling purposes, then choose a credit card provider that offers attractive programs with accommodation and traveling services.

After you determine the preferences for using your credit card, then you can determine the credit limit. The credit limit will ultimately be determined by the bank according to the income and routine expenses that you have.

The use of an appropriate credit limit is also needed so that your credit card usage does not exceed the income per month that you receive.

So, use the credit limit wisely. Don't be tempted to increase your credit limit if your financial planning is immature.

2. Pay attention to the fees that appear and the facilities offered

After you have reviewed the types of needs for using a credit card, then you can consider the costs that arise when using a credit card.

Fees that appear on credit cards consist of annual fees, late bill payment fees, interest fees, over limit fees, and others. Make sure you know the percentage of each fee that appears on the credit card.

Currently, several credit card providers have offered 0% interest installments, so that it can ease the user's monthly installments.

3. Take advantage of the promos offered by credit cards

Saving is the third way to use a credit card properly and correctly. Saving this time means being able to take advantage of promos held by credit card providers. Use these promos to reduce your monthly expenses.

The promo can be in the form of a percentage discount when shopping at supermarkets, eating at restaurants, travel expenses, staying at hotels, and with other merchants who have worked with credit card providers. Or you can also get points that can be exchanged for certain benefits.

4. Paying Credit Card Bills On Time

Like mortgages and car loans, credit cards also have rules for paying bills on time. If the user is late in paying his bills, fines and interest will be charged later which will make his monthly bill even bigger.

If the user is late paying the bill, it will also worsen the credit score . If a prospective debtor has a history of substandard payments, it will affect approval in applying for loans at other financial institutions. Therefore, always pay credit card bills on time!

5. Pay Credit Card Bills in Full

Apart from paying credit card bills on time, the correct way to use a credit card is to pay the bill in full. Credit card providers usually provide a minimum payment of 10% of the total bill per month.

However, this will give the habit of "dig a hole close a hole" if the user does not have good financial planning. Paying bills per month in full means that you understand and are responsible for all the consequences arising from using a credit card.

6. Avoid Withdrawing Money Through Credit Cards

Another feature that can be utilized from a credit card is withdrawing money just like using a debit card. However, its use is not as popular as debit cards. In fact, withdrawing money from a credit card is the same as taking a loan from a bank.

It's another case, if the user takes money from a debit card, because the user gets the money from savings that have been accumulated for a long time. Focus on using credit cards as a means of facilitating shopping and adding assets, not being a source of cash.

7. Limit Credit Card Ownership to a Maximum of 2 Fruits

Although there is no limit regarding the maximum number of credit cards owned. However, it is recommended that you do not have and use more than 2 credit cards.

If you can't manage your finances well, then it's feared that you will add to the debt that has the risk of not being paid off.

Also remember, costs such as annual fees, interest fees as well, and other fees will increase along with the number of credit cards you have. 

By limiting credit card ownership to taste and how to use credit cards wisely, of course, this will reduce consumptive behavior.

Conclusion:

Those are the seven tips on how to use a credit card properly and correctly. The key lies in good financial planning and how you control your urge to shop.

If you manage the use of credit cards properly, surely your life will not be burdened by when and where to pay debts on time.

Want to Build a Contracting Business? Here are the tips

Infrastructure development is increasingly massive in various lines of life. Thus, the need for contractor services is getting higher. Well, this opportunity certainly can not be ignored.

You can make this business as an alternative to make a profit. Building a contractor business is an option worth considering for success.

However, many do not understand what a contracting business really is. How to run it? Of course, this business cannot be done haphazardly.

There are several tips that need to be considered in order to be successful in the contracting field. If you are interested in building a contractor business, consider the information below until complete.

What is Contracting Business?

Before getting into the tips, it's good for you to know what the contracting business actually is? Well, contractors are often also referred to as contractors. Contractor comes from the word contract which means an agreement or agreement. It can also be interpreted as rent.

Thus, a contractor can be interpreted as a person or legal entity hired or contracted to carry out work or orders based on the contents of the contract won from the project owner.

Which project owner can come from a legal entity, government agency, business entity, or individual who has made an official appointment.

The official appointment is also accompanied by project targets, appointment rules, and also the work or order referred to in the contract and has been agreed upon by the owner or project owners with the implementing contractor.

Type of Work Handled by the Contractor

The contractor business is also known as building contractor services. The types of business undertaken are quite diverse. According to the Construction Services Development Institute, there are six areas of construction services which include:

Architecture : single housing, multi-dwelling housing, commercial buildings, sports training facilities outside buildings, planting, building accessory installation work, wall and window glass work, interior, wood, metal, buildings, and various maintenance.

Mechanical: heating installation, piping, gas piping, insulation in buildings, installation of lifts and escalators, thermal installations, construction of conveyances, piping construction, production facilities, oil and gas storage, and construction work equipment provider services.

Electrical: power plants, new energy power plants, power transmission networks, power distribution networks, control and instrumentation installations, building and factory electricity, and others including maintenance.

Civil: highways, railroads, airports, flyovers, city drainage, weirs, irrigation and drainage, dams. demolition work, land preparation and stripping, erecting, foundation construction, concreting, steel construction, other special construction, asphalting and maintenance.

Integrated Work

Environmental Management: oil pipelines and their treatment, gas pipelines, clean water pipelines, waste treatment plants. groundwater drilling, reforestation and maintenance work.

Tips on Building a Contractor Business

Anyone can become a contractor. As long as he has a strong desire to learn even though he still lacks experience.

If you want to enter the contractor business, then you should do simple work first. For example by building houses and shop houses.

This business will be successful if you know the various contractor business tips in the reviews below. Even though it does not have high technology and complex analysis, the contracting business will still be profitable. Here's more information:

1. Looking for Experience by Working in a Contracting Company

You can start a contractor business by working for a contractor company first. A work history of one to five years is enough to provide you with a simple overview of the property business. By starting to work for the company, there will be ideas and strategies for running the business.

2. Building Relationships with Other Parties

While working at the company, you must take the time to build good relationships with various parties. Starting from suppliers, clients, and also architects.

To build strong relationships, preferably, complete the work on time and with good quality. Thus, these outsiders have the desire to return to work together again.

3. Develop a Business Plan

It is very important to prepare a business plan before actually realizing the contracting business. So, you can focus more on running your business and achieve business goals.

4. Expand Contractor Business

The next tip for becoming a successful contractor entrepreneur is to expand your business. Some things that can be done are by registering in project tenders and being more proactive about available job opportunities.

5. Don't Stop Doing Promotions

To be a great contractor, you have to be on a constant pitch. So, the contractor business services that you build are more easily recognized by the public and many take advantage of them.

Some media that you can use to promote your contractor business include magazines, brochures, electronic media, social media promotion,  newspapers, company websites and online. 

To carry out promotions, you should make advertisements that are as attractive as possible. Thus, people will be more interested in the quality of your company.

Contracting business is not impossible for everyone. As long as you want to learn and improve competence every time. 

However, you also have to realize that there are obstacles and it is not impossible for failure. With the increasing desire of people and institutions to build property, this business opportunity is very feasible to enter.

Conclusion

Building any business certainly requires commitment and a high level of discipline, and the contractor business is no exception.

Choose the specialization of the contractor business that you will be involved in, that way you can focus on better planning. Also don't forget to do the business development tips above, your chances of building a successful business will be greater. So, good luck.

Coffee has been a popular drink in Indonesia for a long time. From the lower class to the upper class, they all love coffee.

Because of its popularity, now many US entrepreneurs have started coffee businesses, from traditional coffee shops to modern cafes.

The coffee shop or coffee shop business is a big and promising opportunity. However, it all depends on how you manage and develop it. 

Then how do you start a coffee shop or coffee shop business? Follow the tips below

5+ Steps for Starting a Coffee Shop Business for Beginners

1. Coffee Shop Business Capital

Business capital is one of the important things to think about before starting a business. To start a coffee shop business, $10.000 is sufficient.

As said by John, owner of Kawri Coffee. He said that, “the capital depends. The coffee business actually only has 2 capital, coffee and (hot) water.

If you want to use a simple manual concoction tool, as long as there is a place where the capital of $10.000 is enough to buy the tools and raw materials.”

Start with a simple coffee shop and never force yourself to make a fancy coffee shop. However you have to see how your capabilities.

2. Target Consumers

Before starting, you also have to think about and determine who is the right target for your coffee shop business.

After determining your target consumers, you also have to start analyzing them, how much do they earn, what do they think about the taste of coffee, and what do they do?

Understanding consumers well means you can determine the right strategy such as business location, suitable coffee shop design, right price, and so on.

3. Looking for a Coffee Shop Business Supplier

How to find first-hand suppliers must also be adjusted to the target consumers that you have determined.

For example, you determine that your target consumers are the lower middle class, meaning you can easily find suppliers in the market.

However, if your target consumers are the upper middle class who are more concerned with taste than price, you should look for a supplier of good quality coffee, and not enough instant ground coffee that is sold in the market.

So, try to find coffee suppliers who can provide good quality at the right price. Coffeeland is a coffee supplier that provides all the needs of a Coffee Shop / Coffee Shop, you can start your own coffee business.

4. Coffee Shop Business Concept

To avoid coffee business competition, you must create a strong concept. Apart from differentiating your business from other coffee businesses, a business concept can also help attract consumers and help grow your business.

The concept you use in opening a coffee shop will greatly influence business development.

For example, you carry a minimalist concept, so the coffee menu that is created must also have a minimalist concept. Whatever concept is used, you still have to prioritize comfort.

Moreover, most people enjoy coffee while relaxing.

5. Business Location

Whatever business you run, strategic location is one of the things that can determine whether your business will grow.

For example, you use the concept of a simple coffee shop, meaning you have to choose a location that is close to many people.

However, if you use the cafe concept, you can look for locations that are close to campuses, malls, schools, offices, and so on.

6. Business Promotion

To introduce products to the wider community, you have to do business promotion.

Where you can do business promotion in various ways, from using a word of mouth strategy, reviewing your coffee shop through social media, or giving discounts to your consumers on special days such as birthdays, Christmas, and so on. etc.

In addition to business promotion, you must also continue to innovate to continue to maintain the existence of coffee shops and develop your business.

Those are some tips you can do to start a coffee shop business. After your business is running well, you also have to start thinking about making financial reports.

With financial reports, you can more easily see your financial condition and make decisions when you want to grow your business.

What is Digital Transformation and Its Role for Business

The shift from conventional to digital methods is an update that continues to this day. Especially during a pandemic, digital transformation is faster and more inevitable because it is needed to increase business effectiveness.

Not only in the technology sector, digital transformation has also penetrated the business sector. What is digital transformation and how important is its role in the business world? Here is an explanation.

What Is Digital Transformation?

Digital transformation is the transfer of analog processes to digital by utilizing technology. In the digital world, digital transformation refers more to the way technology is revolutionizing business with new areas of technology such as machine learning, big data, and the internet for everything.

Digital forms of transformation in the business world have transformed client engagement, commerce, marketing and more.

Reasons Why Digital Transformation Is Important For Business

It is important to implement digital transformation in the business world. Here are the reasons for the importance of transformation in the business world.

1. Acceleration of change

One of the benefits of technology is as a tool or vehicle to help speed up human work. With digital transformation, companies can increase the pace of digital change exponentially.

Business people can bring their business to a wider market, such as providing easy access via the internet, to utilizing AI (Artificial Intelligence) to increase business production.

2. Digital Competition

The high pace of the economy makes companies increasingly competitive to improve their business performance. Companies that are still in conventional business must also compete with digital-based start-ups (start ups).

For this reason, digital transformation can be a solution to improve company performance. Companies can take advantage of digital-based business models to compete with other companies.

3. Customer Expectations

Customers expect a good experience in all aspects of the company, for this reason companies must ensure that their interactions with customers run smoothly.

With digital transformation, companies can take advantage of easy internet access to interact with customers.

Advantages of Digital Transformation for Companies

Digital transformation also has various advantages to improve company performance in the digital era. Below are some of the benefits companies get from implementing digital transformation.

1. Changing the customer experience

The development of a digital transformation strategy to improve consumer experience will improve company performance.‍

2. More data-driven insights

When companies switch to digital business, various data can be obtained. By leveraging digital transformation, companies can track and analyze data for the development of marketing strategies to improve the company's human resources.

3. Dynamic collaboration between departments

Companies that can optimally utilize digital transformation can facilitate collaboration between departments in the company.

With strong solidarity between departments, the company will find human resources with the same goals to encourage the company to achieve its goals.

4. Increased innovation

Digital transformation can drive innovation for companies and keep businesses thriving. Quoted from Imaginovation.net, as many as 68% of companies can increase innovation with digital transformation.

Required Skills for Dealing with Digital Transformation

Digital transformation forces many companies to compete to be at the forefront and achieve success in their business. For that, here are some skills needed to deal with digital transformation.

• UI/UX Design

UI/UX is an important profession in a digital-based company. A UI/UX person is responsible for developing websites and applications, especially in terms of visuals.

UX is the process of designing a product according to the needs and desires of users. Meanwhile, UI is part of UX which is concerned with the visual appearance and design of a system.‍

• React Native

React Native is a profession that is currently popular because it offers a way for mobile app development easily. In simple terms, react native can be interpreted as a profession that allows developers to create applications on the Android and iOS platforms using the same code base.

• Fullstack Web

Full Stack web developer is someone who is responsible as a back end and front end developer. More specifically, developers can work with javascript, PHP, java, databases (backend) and can also convert designs into programming code such as HTML, CSS, XML (front end).

One way for employees to master these skills is to enroll them in the fullstack academy.

• Product Management

Product Management is a profession in a digital company that is responsible for guiding the life cycle of a product on a digital platform. Product management responsibilities include development, determining product positioning in the market, to determining product prices

• Androids

In a digital company, an Android must have the latest knowledge regarding the tech stack. They are responsible for the smooth running of product software on Android.

• Back End Engineering

Back End Engineering is a profession related to a website or web server and database platform. Like an organization, back end engineering is the person who works behind the scenes for the success of the work program. They focus on smoothing and developing databases, scripting, and the foundation of a website.

• Front-end Engineering

Front End Engineering, or client-side, is the profession that is responsible for the front end of a browser when a user interacts in it. Skills that must be owned by a Front End Engineering include HTML, CSS, XML.

• Quality Assurance

Quality assurance is someone who is responsible for ensuring that software or applications created by a company can work properly. In a digital company, the job of a QA is to test the software created by a full stack developer first before it is given to the user.

• Business Intelligence

Business Intelligence is a profession that is responsible for finding a way and methodology to analyze business-related information. Within the company, Business intelligence plays a role in determining the direction and strategy of the company's business.

-----------------------------------------

Seeing how influential digital transformation is on the sustainability of a company's business, it would be better if the company could also adapt.

How to Start a Wedding Organizer Business to Success

When talking about businesses or businesses that might be pursued in United States, wedding organizers can be a business choice with enormous opportunities. 

Why is that? One of the important influencing factors is the high number of marriages in US.

Another factor is that most couples planning a wedding want a party. Not all think like this, but most want to throw a party to be remembered in old age.

Who doesn't want to feel the most beautiful moment when holding a wedding? All people, from any class, definitely crave the sacred moments of a very memorable wedding.

However, to realize the dream of a marriage with a mature concept, a third party is needed. The third party is the wedding organizer.

It is impossible for the bride and groom to be able to handle all matters of marriage without involving a third party. This is where the wedding organizer business opportunity takes a role.

What is a Wedding Planner?

Wedding organizer itself is an organization that offers services to help with everything related to marriage. Starting from the small details to the process of running the wedding ceremony to completion.

WO's own duties include taking care of decorations, catering, bridal make-up, documentation, and many other things. By using the help of WO, the wedding party will be conceptualized according to the wishes of the bride and groom.

Every couple also has their own concept of marriage. Ranging from traditional to international, and from simple to full of luxury.

What are the Duties of a Wedding Organizer?

If you look at the tasks that must be accounted for to the client. WO work does take a lot of energy, thought, and time.

However, this business is also very flexible. Flexible here, you can do it at home and anytime. And of course WO income can be very promising.

Especially if you have participated in an event organizer. You must have understood more or less, so there's nothing wrong with trying a wedding organizer business.

Then how do you start a WO business? What steps need to be done first? Here we will share information about how to open a wedding organizer business.

First Steps to Starting a Wedding Organizer Business

The WO business is mushrooming everywhere. However, don't make it an excuse to delay doing business. So, here are the first steps you can take to start a WO business.

1. Determine the Target Market

Before determining what business field to choose, of course there are things - things behind why you chose the business. When making this choice, it will appear who the target consumers are for the business that will be managed.

Likewise with the wedding organizer business. Who is the main target for this business? Whether starting from the lower middle class, upper middle class, upper class, or even all circles.

Of course, after determining the target market, start thinking about a business plan that fits the target. This business plan includes financial planning, concepts, to the marketing process.

This is the first step in how to start a wedding organizer business.

2. Form a Solid Team

At the beginning it was discussed that the wedding organizer is an organization. And the name of the organization can not be run alone.

To achieve success in the WO business, you need a team that is able to work together, has creative ideas, and has high loyalty.

Then to form a team you don't have to invite many people. Just hire people who have competence, consistency, and responsibility with the job.

And of course have expertise such as in the field of design to take care of decoration, finance, marketing, and more. So that you can understand the jobdesc according to the instructions.

However, if you need additional people to support a project, you can use freelancers.

3. Cooperate with Many Vendors

A WO business that has just started, of course, requires many parties to fulfill the wishes of the client. You can make a cooperation proposal with partners.

Of course, this will make the team's work easier. Partners that usually need to be invited to work together include; catering, make up and wedding dress, photo and video documentation, entertainment, flower shop, reception venue, and so on.

If without working with partners as above, the team that has been formed might experience difficulties.

Therefore, why is it necessary to cooperate with many partners. Furthermore, by collaborating, it will minimize capital and increase opportunities to acquire clients.

This also helps the WO team determine the wedding budget according to the concept planned by the bride and groom.

4. Make Interesting Concept Packages

The next way to start a wedding organizer business is to make an interesting concept package. That way the WO business that is run is able to compete with competitors.

This concept package offer can be started by following the latest trends in society. For example, the concept of a traditional wedding is packaged in a modern way, but does not eliminate the traditional nuances that are chosen.

Then you can also innovate with the catering menu choices. Then, make sure that the budget offered is appropriate and competitive.

5. Promote Offline and Online

Promotion is the key to the success of a business. Without doing promotions, it will be difficult to introduce your business to other people.

This is the reason why in the team that you form, someone who is reliable in the field of marketing is needed. You can introduce your business offline or online.

Some ways that can be taken are to make pamphlets or brochures with a simple design but are able to attract other people to read them. Or you can also open a WO stand at certain events.

As for the online method, you can use Instagram, TikTok, Twitter, Facebook, YouTube, and other social media. Don't forget to also display photos on projects that have been handled by the team, as your business portfolio.

Those are five steps you can take to start a WO business. Also make sure your team provides the best service for clients.

The nature of the clients you will meet will certainly be different, so patience is needed to understand the customer's wishes. Good service will also provide good feedback for your business.

15+ Ways to Become a Successful Entrepreneur at a Young Age from Zero

Becoming a successful entrepreneur requires high perseverance and courage. As a provision before you start your career as an entrepreneur, in this article showbox has summarized 10 ways to become a successful entrepreneur that you can apply. Let's see!

15 Ways to Become a Successful Entrepreneur

Running a business requires patience and persistence. You must work to maintain the quality, profit and performance of the team. So how do you become a successful entrepreneur? 

Even though it's not instant, you can make it happen in the following 15 ways.

1. Dare to Advance and Face Challenges

Cultivating the courage to move forward when faced with challenges is one way to become a successful entrepreneur at a young age. Even though it's difficult, instill the mindset that every obstacle is a way to achieve success.

This is because you will be faced with various business challenges both from yourself and others. Therefore a bold attitude will be very necessary to keep your business running.

2. Not Afraid of Failure

While running a business, there is definitely a risk of failure. But this is not a reason to give up, because when you run from risks, it will be difficult for your business to last long.

How to become a successful entrepreneur on this one is closely related to your business strategy. The more mature the strategy, the thinner your fear of failure will be.

3. Self-confident

How to become a successful entrepreneur who can develop his business? Of course by having self-confidence. High self-confidence makes a leader more courageous in making decisions.

You can get this trait if you really understand the business you are in. Therefore, take advantage of various sources of information to enrich knowledge.

4. Prepare a Clear Vision and Mission

Running a business without goals or long-term goals is like driving through a forest with nowhere to go. Therefore, prepare a clear vision and mission for yourself and your employees.

The things contained in the vision and mission can be in the form of goals, targets, and business norms. Thus, the rhythm of team work can run well because all members have a uniform perspective.

5. Have Good Self Management

Both employees, business partners, and competitors, all believe that you have the potential to become a successful entrepreneur. Therefore, prove this belief by managing yourself as best you can.

For some people this may not be easy, but you can start by setting priorities, making personal performance evaluations, and doing things in a more organized manner.

6. Have Innovation

Advances in technology encourage the emergence of various needs so that consumers are always trying to find products or services that can accommodate their needs.

Therefore, innovation is important because it affects consumer satisfaction and ability to compete. Here's how to bring business innovation.

• Do market research and consumer needs.
• Always update the development of people's lifestyles.
• Make products or services oriented to provide convenience to consumers.
• Analyze the strengths and weaknesses of competitors' products.

7. Focus on Running One Business

Some people think that having multiple businesses makes them look more successful and make more money. But actually this action is not how to become an effective successful entrepreneur.

The more businesses that are run, the greater the capital that must be issued. Even though the focus of management is precisely divided. As a result, these actions can lead to inefficiencies and even heighten risks for businesses that don't get enough attention.

8. Run a Business According to Passion

Most successful entrepreneurs run a business according to their passion. Therefore, before building a business, make sure you have found your passion and intend to develop it.

You don't have to immediately master everything related to your passion. Interest and determination are promising first steps. You just need to maintain consistency and learn many new things to run a business.

9. Study Business Opportunities Well

Apart from being able to prepare technical matters thoroughly, a successful entrepreneur must be able to see business opportunities around him. The trick is to do market research and learn marketing techniques.

The best way to see business opportunities is to find out the problems that are being faced by the community, then offer solutions through your product or service.

10. Study Business Opportunities Well

Apart from being able to prepare technical matters thoroughly, a successful entrepreneur must be able to see business opportunities around him. The trick is to do market research and learn marketing techniques.

The best way to see business opportunities is to find out the problems that are being faced by the community, then offer solutions through your product or service.

11. Prepare a Ripe Strategy

Capital and optimism alone are not enough to develop a business. The way to become a successful entrepreneur that you have to apply is to prepare a mature business strategy.

So what are the criteria for a mature business strategy? In general, this strategy should include targets, time allocation, opportunity and competitor research, marketing techniques, and matters related to business operations.

12. Learn from Competitors

Learning from competitors turns out to be one of the many ways to become a successful entrepreneur. Instead of trying to paralyze their business, use competitors as motivation to continue creating product innovations.

13. Effective Communication with Work Team

When running a business with a number of employees, you need to discuss policies, ideas, and solutions to various problems.

Thus, complex problems become easy to solve because your leadership skills to work with the team, and they will be happy to provide their ideas.

14. Learn from Failure

You will always hear about how to become a successful entrepreneur in every motivational seminar. Even though it is a classic, this method has proven to be able to deliver thousands of businessmen to the gates of success.

When you encounter failure, take the lesson and find out the cause of the failure. Then evaluate your performance and implement new strategies until your business goals are achieved.

15. Discipline in Executing Strategy

One way to become a successful entrepreneur at a young age is to be disciplined at work. Manage the best possible time and avoid the habit of procrastinating work so that the strategy you have designed can produce maximum results.

16. Perform Periodic Evaluation

The last way to become a successful entrepreneur is to do weekly, monthly, or yearly evaluations. Through this evaluation, you can find out what needs to be improved or left behind.

10 Important Things To Improve Leadership

Basically every human being is born as a leader. However, if someone tries to lead an organization or group.

So, it is necessary to have a good leadership spirit. If, the ability to lead is still poor, there needs to be an improvement in the quality of leadership in oneself.

Improving the quality of leadership is something that is very important, as an effort to improve the quality and competence of a person in leading an organization.

Here are some important things that you should pay attention to in improving your leadership skills:

1. Strive to implement effective communication

Communication is essentially listening and understanding what is being conveyed by the person being spoken to.

So make sure, as long as you lead you must be able to implement an effective communication. That is, you have to convey a message or information to someone efficiently and effectively.

2. Make a target

Making a target is very necessary in understanding what steps or things to do next.

If while you are leading an organization or group you set a target, then the person you lead will not be confused about what steps to take after carrying out some of their tasks.

3. Thinking about the analysis of strengths and weaknesses

In thinking about several steps or programs to be made, it is necessary to have an analytical mind. This thinking means understanding whether the step or program to be developed has a deficiency or an advantage in its application.

4. Have a sensitive taste

Sensitivity for a leader is needed because that way you can understand your members.

If you already have a sense of sensitivity to some of the things that happen or are experienced by your members while working, then indirectly they will have an attitude of respect for you.

5. Reducing ego

If you become a leader, you need to reduce the ego that leads to individual interests. If you are more concerned with your ego, it will seem that you have lost your authority.

6. Always have motivation

As long as you are a leader you need to have a strong motivation to increase the development and progress of the organization or group that you have in achieving success and positive improvement.

7. Trying to be a good listener

If you become a leader you have to be a good listener, so you can understand how your members are doing while working.

8. Admit mistakes and take responsibility

Everyone must experience some mistake during his life. Even a leader who is famous for being wise, has made a mistake.

Well, you need to admit the mistakes you have made to your members and try to take responsibility for fixing them.

9. Always try to grow

As long as you are a leader, you must try to make a new innovation in developing the quality of your organization or group. In other words, you are not satisfied with an achievement that is experienced.

10. Able to understand yourself

Besides you have to understand other people in your organization or group. It is also important before you try to lead an organization or group, that is, understand what you are like.

This is important because it affects the leadership style you will use while leading an organization or group.

Tips for Avoiding Bad Credit and Its Impact in the Future

How to avoid bad credit is one way that should be done, because anticipating is better than repairing.

Default or bad credit itself is a situation where a debtor (borrower) cannot pay debt or credit installments.

This problem can occur because in the middle of the installment period, the debtor does not have enough funds to pay it off. Until finally experiencing dismissal, delays, requests for extensions and so on.

If this situation occurs, paying off debt will be difficult, especially in installments.

Debt is getting bigger due to late fees and interest that continues to run. Finally failed to pay.

Factors Causing the Occurrence of Default

There are several factors that cause this problem to occur. Basically, the cause arises from the debtor and the creditor himself. Here are some common causes of bad credit, including:

Lack of financial planning by the debtor

At the beginning of the loan, the debtor is usually too imposing on the amount of credit. This large amount ultimately burdened the debtor and neglected his obligation to pay installments according to maturity.

Creditors who offer loans are too large

Not only from debtors, but this situation is also often caused by creditors. These lending institutions offer loan amounts that are too large without conducting surveys of potential borrowers regarding financial history, employment status and so on.

Therefore, to avoid the factors that cause bad credit, it is better for the creditor to tighten the credit analysis team.

How to Avoid Bad Credit

Then how do you avoid bad credit? Check out the explanation below:

1. Borrow according to your needs and financial capabilities

The thing to remember when you want to apply for credit from anyone, including banks, is to borrow according to your needs and financial ability. This means that the proposed ceiling is not much bigger than the requirement.

In addition, according to financial capabilities. Ideally debt does not exceed 30% of salary or income. If it's more than that, you can experience debt default.

Allocate debt repayments of 30% of salary. With an allocation of that size, you don't need to sacrifice the cost of your daily needs because it has been budgeted for 40% -50% of your monthly salary. This includes investment budgets, insurance, emergency funds, and entertainment.

2. Avoid Consumptive Debt

The next way to avoid bad credit is to avoid consumer debt, even though everyone who applies for a loan is the right of every individual.

Their use is also different. However, it is better to take out debt for productive activities, such as venture capital, buying work equipment, property investment, and others.

So the loan will be useful. Even produce, so that money from business capital and work can be used to pay debts.

Avoid using debt for consumptive purposes to fulfill lifestyle or prestige. Consumptive spending has a lot of disadvantages, it doesn't produce anything except spending money.

3. Do not neglect to pay debts

The consequence of borrowing or being in debt is having to pay on time. Moreover, if you borrow money from a bank or fintech lending, if you are late, you will be subject to a late fee. This will increase your debt.

Do not deliberately avoid paying debts. For example paying installments is postponed because the money is used for other needs or needs. If you have been fined, then pay it so it doesn't get bigger.

Impact of Default

1. Creditors will be short of funds

When the debtor applies for credit, he will receive money from the creditor or bank. Likewise with banks, banks will provide large amounts of money to debtors at once.

If there is a traffic jam like this, then the money cannot be rotated and ends up the bank or creditor will be short of funds. Of course this will adversely affect the creditor's business activities.

2. Debtors can be blacklisted

If a debtor has a history of bad credit, then this history will forever be recorded by the bank's system. These red notes can make it difficult for debtors to even be unable to apply for credit again in the future.

This history will be known when someone does a BI checking. In fact, several companies have implemented Fed Checking for their employees. With this history, it will certainly reduce one's credibility.

3. Threats to the country's economy

The large number of customers trapped in this situation will make banks look for other ways to improve their business capital structure.

One of them is by suppressing credit applications and reducing credit distribution in various sectors that affect the country's economic development.